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Helping You Make Informed Home Loan Decisions

At 888 Lendings, we understand the importance of finding the right home loan to suit your financial needs. That's why we offer a wide range of services designed to guide you through the loan process from beginning to end. Whether you're seeking FHA, VA, Conventional, or QM/NonQM home loans, our expert team is here to assist you. Our suite of services include:

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0% Down Purchase

This UWM-exclusive program helps more borrowers get into a home with no upfront down payment. The 0% Down Purchase requires a first and second-lien loan and must follow Home Possible® guidelines.

• 620+ FICO and must be LPA Accept and meet Home Possible guidelines
• Minimum LTV 95%, maximum 97%
• 3% down payment assistance up to $15,000
• Repayable second lien
• Eligible on primary purchases only
• Qualifying income limited to 80% or less of Area Median Income (AMI)

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HELOC (Home Equity Line of Credit)

Unlock the equity in your home with our Home Equity Line of Credit. This revolving credit line allows you to borrow against the value of your home for major expenses or to consolidate debt. Enjoy competitive rates and flexible terms tailored to your financial needs.

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Debt Service Coverage Ratio (DSCR) Investment

Maximize your investment potential with our DSCR loan program. Ideal for real estate investors, this loan is based on the property's cash flow rather than personal income, providing an efficient path to securing financing for rental properties.

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Refinance

Take advantage of current market conditions by refinancing your existing mortgage. Our refinancing options can help you lower your interest rate, reduce monthly payments, or access the equity in your home. We offer streamlined processes to make refinancing as easy as possible.

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Government Down Payment Assistance (DPA)

Benefit from various government programs designed to assist with down payments. These programs can provide grants or low-interest loans to eligible buyers, reducing the financial burden of purchasing a home and making home ownership more attainable.

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Purchase

Experience a wide range of financing options tailored to your unique situation. Whether you need a QM or Non-QM loan, we offer personalized solutions to ensure you can purchase the home of your dreams, even if you have non-traditional income sources or unique financial circumstances.

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Hard Money Loan

Access fast and flexible financing through our hard money loans. Ideal for real estate investors and those with urgent financing needs, these loans offer quick approvals and funding, allowing you to seize opportunities without delay.

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SBLC Lending

Leverage Standby Letters of Credit (SBLC) for your large financial transactions and investments. SBLC lending solutions provide a secure and reliable way to guarantee payments, offering peace of mind and facilitating smoother business operations.

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Reach Out to Us

Our friendly team at 888 Lendings is here to help you navigate the loan process easily and confidently. Contact us via phone or email, or visit our website to get started.

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